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"In the United States nobody is allowed to fail. We don’t even give Fs anymore at school. You can’t even use a red marker. It’s very sad. I lost a little money trading today; I’m looking for a bailout. Anybody got any money to lend me today? I mean this is ridiculous what’s going on here. And when I saw the [loan modification plan] from Freddie and Fannie, I just shook my head and laughed and said, you have got to be kidding me…This is almost shameful."